Insurance, Tracking & Monitoring, Deposit Alternative

Powered by ePremium Insurance Agency

The ResidentIQ® insurance programs available from ePremium Insurance Agency are underwritten by some of the nation’s top insurance carriers to offer policies that meet or exceed lease requirements to protect the property owner, management company, and the resident.

Insurance Solutions

Unmatched Experience

Not all policies are the same. Don’t settle for a watered-down renters insurance policy. ePremium Insurance Agency can provide you with an insurance policy that covers the personal property of your residents and provides coverage to the property for damages caused by residents.

Renters Insurance available from ePremium Insurance Agency

Residents have access to an affordable and comprehensive policy that can be purchased in less than 5 minutes. Property Managers have access to a streamlined process to file claims for damages caused by residents.

For Property Managers

ePremium Insurance Agency offers robust insurance solutions for property management companies with multifamily, single-family, student housing, affordable housing, and senior housing portfolios. This includes coverage for resident-caused property damage with options for an automated tracking and monitoring solution.

The Gold Standard Solution

We’ve developed the industry’s most innovative cloud-based renters insurance tracking and compliance enforcement platform. We utilize our years of experience to continue improving and enhancing our renters insurance program services and support to better serve properties and residents.

Unmatched Property Support

World-Class
Customer Service

Property teams are served with unmatched support from our dedicated US-based account management team. All resident support is handled by our experienced team of customer service representatives who specialize in multifamily insurance.

Designed for Property Managers

Advanced Integrations

We integrate with all major property management platforms in the market simplifying the process of insurance program management for staff, and ensuring occupied units are covered.

Features & Functionality

ePremium Insurance Agency offers more than a traditional insurance agency!

eProtect Program

Maximize unit coverage and reduce expenses with tenant legal liability coverage to protect each occupied unit from resident-caused damages. This includes an option to have our in-house team monitor insurance policies on behalf of the property and includes automatic placement of coverage.

eProtect Plus Program

In addition to the benefits of eProtect, this program provides more robust tracking and monitoring from move-in to renewal. Automatic Coverage provides peace of mind from the potential of units being uncovered for resident-caused damages.

Protect Advantage

A fee-based product for multifamily and affordable housing communities, our Protect Advantage program covers all your units based on desired coverage.

Tenant Legal Liability Insurance

Protect your property from damages caused by residents. We have multiple program options including integration-based coverage which works with all top Property Management Systems (eProtect and eProtect Plus), blanket coverage for all units (Protect Advantage), and manual placement options for non-integrated scenarios. All of our programs can be customized to match the conditions in your lease agreement and help with operational efficiencies.

Deposit Select

We remove the administrative burden of managing security deposits by providing a deposit alternative which is an insurance policy purchased by the resident. Providing residents with our Deposit Select program increases your pool of qualified residents while reducing move-in costs.

Policy Monitoring & Compliance

Our proprietary software platform makes policy monitoring and compliance easy for your staff so they can focus on assisting residents and closing contracts. By using our process, you can ensure that every resident has the right coverage in place based on your lease agreement. Our automated processes can include automatic placement of charges for non-compliance and add units to your master policy which reduces your expenses from resident-caused damages. Custom reporting is available, and, in most cases, there is no extra cost to use our software.

Training & Ongoing Market Support

All properties are provided with comprehensive training and ongoing marketing support including updated materials designed to educate residents on the importance of renters insurance along with the availability of other insurance programs.

Captive – aka Self-insured

We can set up and manage your captive program which includes the use of our integrated platform to track and monitor coverages for your residents. You will also have access to our other products such as Deposit Select and Renters Insurance. This option is only available to qualified companies.

The Power of Choice™
is at Your Fingertips.

Get started today.

Learn More

Insurance products available through ePremium Insurance Agency, LLC may be underwritten by the following insurance companies or insurance companies affiliated with the identified groups: Spinnaker Insurance Company (Bedminster, NJ), Century National Insurance Company (Winston Salem, NC), Cypress Property and Casualty Insurance Company (Jacksonville, FL), Praetorian Insurance Company (New York City, NY), or Trisura Specialty Insurance Company (Oklahoma City, OK). Renters insurance is offered only through licensed insurers. Coverage may not be available in your state from all insurers represented by ePremium Insurance Agency, LLC.

ePremium Insurance Agency, LLC, a limited liability company organized under the laws of Ohio, is a licensed insurance producer in all states except Alaska with principal place of operation at 4770 Duke Drive, Suite 200, Mason, OH 45040 (NPN 9925625, CA license #OG66570, TX license #1549460). ePremium Insurance Agency, LLC does business under the following names: In NY dba – ePremium Insurance Agency LLC; In FL dba – ePremium Insurance Agency, LLC; In CA dba – ePremium IRIS Insurance Solutions, LLC. List of active licenses

ePremium Services, LLC, a limited liability company organized under the laws of Delaware, is the provider of the eDeposit Security Deposit Alternative Program Protection Certificates.

ePremium Insurance Agency, LLC (NPN 9925625) collects the eDeposit Security Deposit Alternative fees and related tenant information on behalf of your apartment community, property manager or landlord. Such fee does not constitute payment of an insurance premium and no insurance product is provided to you. Your apartment community, property manager or landlord is not affiliated with ePremium Insurance Agency, LLC, and is responsible for the terms of the eDeposit Security Deposit Alternative.