Resident Insurance

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ResidentIQ® Insurance works with the nation’s top insurance carriers to offer policies that meet or exceed lease requirements to protect both the property manager and the resident.

Unmatched Experience
Insurance Solutions

Unmatched Experience

Not all policies are the same. Don’t settle for a watered-down renters insurance policy. Enjoy an insurance policy that covers both personal assets and covered losses to the property as a named beneficiary.



We’ve developed the industry’s most innovative web-based renters insurance certificate tracking and compliance enforcement patform. Designed to take the associated work off the property staff.

Gold Standard

Gold Standard

Benefit from the gold standard of renters insurance within the residential industry. We utilize our years of experience to continue improving and enhancing our renters insurance program.

Enhanced Coverage & Policy Options

Renters Insurance
for Residents

Enhanced liability coverages plus personal contents coverage for your residents’ belongings are included in policies sold through our insurance solutions.

Renters Insurance for Residents
Insurance Solutions for Property Managers
Risk Mitigation

Insurance Solutions for Property Managers

We offer robust insurance solutions for property management companies with multifamily, single-family, student housing, or affordable housing portfolios, that include coverages for resident-caused property damage to covered residential dwelling and common grounds arising from fire, smoke, explosion, water, or other events.

Features & Functionality

ResidentIQ offers more than a traditional insurance agency!

World-Class Customer Service

Servicing the United States with a team of licensed experts, we are prepared to provide unparalleled support for residents and staff.


We integrate with the most popular PMS platforms on the market  simplifying the process of insurance program management for staff, and ensuring all occupied units are covered.


Maximize unit coverage with additional resident liability coverage to protect each occupied unit from resident-caused damages while protecting the property from revenue loss.

eProtect Plus

Enjoy peace of mind knowing your units are always insured. Our eProtect Plus program provides all the benefits of eProtect plus you receive auto-activation on your Master Liability Policy for out-of-compliance residents.

Tenant Legal Liability (TLL)

Protect your property from damages caused by residents. We have multiple program options including blanket coverage for all units, integration-based coverage which works with all top Property Management Systems, and resident-based coverage paid for with rent. All of our programs can be customized to match the conditions in your lease agreement.

Captive - aka Self Insured

We can help with setting up and managing your captive program including using our integrated platform to track and monitor coverages for your residents. You may also have access to our other products such as a deposit alternative and renters insurance.

Deposit Alternative

Increase your occupancy by decreasing the move-in costs for new residents. Our Deposit Select product provides deposit protection for the property while allowing the resident to pay a small monthly fee instead of a large, upfront security deposit.

Policy Monitoring & Compliance

Our IRIS software platform makes policy monitoring and compliance easy for your staff so you can ensure that every resident has the correct policy for their rental home.

Deposit Select

Provide your residents with protection at your communities with our deposit select program that increases your pool of qualified residents while reducing move-in costs. We remove the administrative burden of managing security deposits by providing a deposit alternative that is an equal insurance alternative.

Renters Insurance

Enjoy peace-of-mind with enhanced liability coverage for all your units that is paid out to named beneficiary plus personal contents coverage designed to streamline claims for property managers.

Community Maintenance

Designed for affordable housing communities, our community maintenance program covers all your units at a more affordable cost for property managers.

Residents Insurance Compliance Tracking

We integrate with all top property management systems and most of the PMS platforms allowing for insurance validation, tracking, and compliance. Our automated processes can designate automatic placement of charges for non-compliance and add units to your master policy, reducing your exposure to resident-caused damages. By using our process, your leasing teams can focus on assisting residents and closing contracts.


We’ve developed the industry’s most innovative web cloud-based renters insurance certificate tracking and compliance enforcement platform. Designed to take the associated work off the property staff.

Gold Standard

Benefit from the gold standard of renters insurance within the residential industry. We utilize our years of experience to continue improving and enhancing our renters insurance program.

The Power of Choice™
is at Your Fingertips.

Get started today.

Learn More

This content is for informational purposes only and does not include all terms, conditions and exclusions of the coverage described. ResidentIQ is not a licensed insurance agency. Only licensed agents are qualified to evaluate the adequacy of coverage or provide detailed explanations of coverage provisions, terms, and conditions.

Carefully review the terms and conditions of your policy. The coverages described herein may vary by state and insurance company, and may not be available to all applicants. The information above should not be construed as legal or insurance advice, and is not a guarantee of coverage. All ePremium Insurance Agency, LLC placements are made through Millennial Specialty Insurance LLC, a licensed insurance producer. For renters insurance, Millennial Specialty Insurance LLC acts as agent for Spinnaker Insurance Company, Century National Insurance Company, and Cypress Property and Casualty Insurance Company.

ePremium Insurance Agency, LLC, (NPN 9925625, CA lic #OG66570, TX license #1549460). In California dba ePremium IRIS Insurance Solutions, LLC.

(513) 972-4880 | [email protected]